Category: market notes
Swaps still creeping up; lender pricing yet to follow
GBP swap rates have kept drifting higher through mid-July, but BTL fixed-rate pricing hasn’t moved yet — the repricing risk looks skewed upward.
Rate note - 10 July 2026
Swaps chopped sideways at a slightly higher level, yet limited-company buy-to-let pricing repriced lower anyway - lenders look to be competing on margin, and the gap over our own lender has widened.
Rate note - 3 July 2026
Swaps drifted a touch lower and the buy-to-let shelf held steady - last week’s competitive repricing has stuck, and the funding backdrop now gently supports it.
Rate note - 1 July 2026
Swaps held steady but buy-to-let fixed pricing has eased - a broad round of competitive repricing lower across the market we watch.
Rate note - 27 June 2026
A quiet week - swap rates and buy-to-let fixed pricing both held steady, with nothing to change our view.